Building Viksit Baharat Future with Next-Gen Banking
Welcome to a transformative approach to community banking, where we empower underserved communities with innovative, accessible, and affordable financial solutions delivered directly to your doorstep. Our mission is to drive the growth of Viksit Bharat by fostering financial inclusion, supporting microenterprises, start-ups, farmers, and individuals in achieving their dreams.
Explore Our Products
Discover financial solutions designed to empower your journey. Our offerings support growth, stability, and opportunity for diverse needs:
01
Microenterprise loan
02
Service sector and Transport loan
03
Working Capital
04
House Repair Loan
05
Personal Loan
06
Agriculture – Allied Loan
Our Mission
We are dedicated to transforming lives through financial empowerment. Our mission is to:
01 Affordable Credit for Microenterprises & Farmers
Make available cost-effective funds to microenterprises, start-ups. Meet the credit needs of farmers to set up successful subsidiary occupations to bolster income earning capacities
02 Funding Support for Livelihood to Microbusiness Transition
To meet the gap of funds for the population thriving on livelihoods to upscale their activities to microbusinesses.
03 Credit for Improved Living Standards
To meet credit needs of aspiring poor people to acquire better living facilities as in house repairs, additions, water and sanitation units, support for better transport, education for children etc.
04 Focused Support for the Missing Middle Segment
Specially cater to the neglected middle missing segment of the society who mostly require funds ranging from Rs 2 lakh to Rs.10 lakh.
Why Choose Us
Partner with us for a financial services experience that prioritizes your success:
01
Community-Centric:
Tailored solutions for underserved segments, fostering local growth.
02
Affordable Access:
Interest rates on a daily reducing scale, based on purpose, credit history, repayment capacity, and security
03
Seamless Technology:
Online generation of requests, mobile tracking, and digital repayments
04
Inclusive Eligibility:
A good credit score is preferred, but decisions also take into account overall capability, repayment capacity, nature of activity, and available security
05
Transparent Process:
Completely hassle-free with transparent management of the entire
process.
